ריבית משכנתא ממוצעת

*עדכני ל 09/2020

בתום כל חודש אוסף בנק ישראל את הנתונים על ריביות המשכנתאות שהעניקו כל הבנקים במהלך חודש זה, ומפרסם את ריביות המשכנתא הממוצעות.

הנתונים מכילים חלוקה למסלולים צמודי מדד ומסלולים שאינם צמודים למדד, וכן לתקופות שנים שונות.

הטבלאות הבאות משקפות את נתוני ריביות המשכנתא הממוצעות בהתאמה לפרסומי בנק ישראל:

הריבית הממוצעת על משכנתאות במגזר השקלי הלא צמוד

חודש הדיווחתוקף הריבית החל מ-עד שנהמעל 1 ועד 5מעל 5 ועד 10מעל 10 ועד 15מעל 15 ועד 20מעל 20 ועד 25מעל 25ממוצע
08.202011.09.20201.593.252.692.793.113.303.532.39
07.202011.08.20201.623.262.692.923.183.343.582.45
06.202013.07.20201.713.422.883.053.343.533.782.55
05.202011.06.20201.673.512.963.193.433.653.962.55
04.202011.05.20201.643.622.893.133.353.643.872.59
03.202021.04.20201.623.292.622.833.083.333.552.43
02.202013.03.20201.683.342.722.883.173.403.652.47
01.202011.02.20201.683.402.682.943.263.523.722.50
12.201913.01.20201.693.372.662.953.263.533.742.51
11.201911.12.20191.733.362.743.033.363.643.822.57
10.201911.11.20191.733.392.793.073.423.723.902.56
09.201911.10.20191.703.402.833.173.493.783.952.58
08.201911.09.20191.713.602.943.273.643.974.132.62
07.201913.08.20191.743.753.073.363.774.094.312.66
06.201911.07.20191.813.813.213.513.854.164.392.77
05.201911.06.20191.823.983.203.593.974.294.422.81
04.201913.05.20191.883.963.223.654.044.344.592.84
03.201911.04.20191.904.063.293.714.144.434.622.90
02.201911.03.20191.944.093.413.854.224.554.762.97
01.201911.02.20191.954.273.463.844.274.574.763.02
12.201811.01.20191.894.153.293.804.234.474.712.98
11.201811.12.20181.774.143.273.814.214.464.732.90
10.201812.11.20181.814.133.323.784.174.434.72.91
09.201811.10.20181.784.093.223.74.164.364.652.85
08.201814.09.20181.724.163.263.724.104.394.622.84
07.201812.08.20181.654.033.113.574.064.274.612.78
06.201811.07.20181.693.963.123.574.014.264.522.81
05.201810.06.20181.693.943.13.523.974.264.452.81
04.201811.05.20181.683.893.093.53.934.224.482.81
03.201818.04.20181.733.883.133.524.014.344.562.87
02.201812.03.20181.783.863.113.513.984.304.552.90
01.201812.02.20181.813.793.113.514.064.394.612.93
12.201711.01.20181.723.843.073.534.064.384.62.92
11.201711.12.20171.853.863.33.724.194.514.723.01
10.201713.11.20171.863.933.283.764.244.564.843.03
09.201717.10.20171.873.883.263.754.314.694.853.04
08.201711.09.20171.823.983.433.834.384.684.873.00
07.201711.08.20171.844.043.383.874.444.745.093.09
06.201711.07.20171.814.123.543.944.54.835.13.17
05.201712.06.20171.834.183.6144.534.95.063.23
04.201711.05.20171.914.243.664.164.634.945.163.29
03.201720.04.20171.834.293.794.264.6755.193.32
02.201715.03.20171.894.313.814.254.695.015.223.36
01.201713.02.20171.814.273.754.254.715.015.143.33
12.201611.01.20171.694.293.774.214.664.915.153.37
11.201612.12.20161.74.053.654.064.484.784.953.28
10.201611.11.20161.663.923.63.984.424.664.913.19
09.201614.10.20161.583.833.543.914.314.594.763.13
08.201612.09.20161.453.653.343.714.164.434.612.94
07.201611.08.20161.433.513.253.694.114.354.52.89
06.201611.07.20161.373.413.133.523.974.174.352.78
05.201613.06.20161.393.33.063.523.94.114.252.75
04.201611.05.20161.383.2833.483.864.074.232.75
03.201611.04.20161.373.172.993.393.783.974.12.68
02.201611.03.20161.423.133.013.433.83.974.12.64
01.201611.02.20161.343.182.943.393.814.044.162.6
12.201511.01.20161.323.122.833.343.774.014.152.54
11.201511.12.20151.273.022.763.263.73.974.122.48
10.201511.11.20151.273.012.843.333.814.024.182.46
09.201512.10.20151.253.112.833.323.824.014.182.5
08.201511.09.20151.23.012.813.333.824.024.182.46
07.201511.08.20151.152.952.743.23.663.94.082.43
06.201512.07.20151.152.742.432.873.333.563.792.33
05.201511.06.20151.142.562.32.683.083.363.552.22
04.201511.05.20151.212.582.352.733.133.393.592.23
03.201513.04.20151.212.712.392.833.243.493.72.26
02.201511.03.20151.332.762.522.983.383.663.812.35
01.201511.02.20151.493.022.553.013.433.823.982.45
12.201412.01.20151.482.882.523.063.483.884.082.41
11.201411.12.20141.472.842.723.153.593.984.152.36
10.201411.11.20141.493.032.743.343.84.164.342.43
09.201412.10.20141.493.142.923.523.964.344.52.45
08.201411.09.20141.643.333.033.664.154.494.732.56
07.201411.08.20141.923.43.073.754.184.614.792.73
06.201411.07.20141.953.433.173.84.334.754.942.78
05.201411.06.20141.963.513.313.924.464.845.042.83
04.201412.05.20141.963.593.313.964.534.875.072.86
03.201411.04.20141.943.663.354.064.654.95.142.85
02.201411.03.20142.133.713.484.14.714.985.193.03
01.201411.02.20142.183.713.434.114.715.015.193.05
12.201312.01.20142.183.673.544.134.755.035.213.06
11.201311.12.20132.183.963.64.254.845.095.363.08
10.201311.11.20132.164.163.694.354.895.135.383.04
09.201311.10.20132.344.223.624.324.855.045.293.17
08.201311.09.20132.384.073.544.194.714.935.083.11
07.201312.08.20132.384.073.594.144.684.914.993.11
06.201311.07.20132.474.043.694.14.614.875.063.15
05.201311.06.20132.634.13.774.24.74.975.013.22
04.201312.05.20132.964.423.864.44.835.075.143.47
03.201311.04.20132.934.413.844.354.845.075.293.5

הריבית הממוצעת על משכנתאות צמודות למדד

חודש הדיווחתוקף הריביות החל מ-עד 5 שניםמעל 5 ועד 10מעל 10 ועד 15מעל 15 ועד 20מעל 20 ועד 25מעל 25ממוצע
08.202011.09.20202.882.792.672.963.073.202.92
07.202011.08.20202.742.872.683.033.113.322.85
06.202013.07.20202.862.992.763.133.353.412.97
05.202011.06.20203.103.012.883.103.403.443.15
04.202011.05.20203.222.962.713.103.253.403.20
03.202021.04.20202.632.342.312.582.953.182.68
02.202013.03.20202.552.222.402.672.933.142.62
01.202011.02.20202.632.222.502.723.083.202.71
12.201913.01.20202.602.172.412.813.083.282.69
11.201911.12.20192.562.262.472.873.133.412.70
10.201911.11.20192.602.302.592.873.173.482.74
09.201911.10.20192.652.232.532.963.273.392.77
08.201911.09.20192.682.272.553.083.343.412.81
07.201913.08.20192.852.322.683.193.443.582.97
06.201911.07.20192.902.322.713.223.473.543.00
05.201911.06.20193.002.442.893.313.503.623.10
04.201913.05.20193.072.582.943.433.713.813.22
03.201911.04.20193.132.753.063.613.783.793.28
02.201911.03.20193.292.893.183.653.863.873.41
01.201911.02.20193.462.863.223.733.823.893.53
12.201811.01.20193.492.783.143.633.803.833.51
11.201811.12.20183.362.763.103.663.763.813.43
10.201812.11.20183.392.73.073.63.843.863.46
9.201811.10.20183.262.582.993.543.773.833.35
8.201814.09.20183.232.693.083.483.713.793.33
7.201812.08.20183.212.662.953.483.633.723.29
6.201811.07.20183.232.662.943.513.673.753.31
5.201810.06.20183.192.632.983.533.723.733.29
4.201811.05.20183.172.643.013.493.663.703.28
3.201818.04.20183.192.743.033.543.733.773.31
2.201812.03.20183.242.953.203.543.803.873.37
1.201812.02.20183.242.733.13.833.83.893.38
12.201711.01.20183.232.753.143.753.833.913.37
11.201711.12.20173.453.023.293.923.973.973.57
10.201713.11.20173.453.133.393.874.124.043.6
9.201717.10.20173.43.223.413.894.0343.56
8.201711.09.20173.443.083.493.914.084.123.61
7.201711.08.20173.593.033.514.034.164.163.71
6.201711.07.20173.562.993.513.974.124.163.69
5.201712.06.20173.593.243.514.064.224.213.74
4.201711.05.20173.733.343.574.144.354.313.87
3.201720.04.20173.723.323.754.254.344.313.88
2.201715.03.20173.823.493.734.194.234.343.93
1.201713.02.20173.723.363.664.144.194.33.85
12.201611.01.20173.713.363.624.114.134.273.84
11.201612.12.20163.583.273.663.963.994.173.73
10.201611.11.20163.553.113.353.934.024.193.67
9.201614.10.20163.363.23.413.813.94.033.53
8.201612.09.20163.112.923.263.633.763.843.3
7.201611.08.201632.783.173.543.663.763.19
6.201611.07.20162.862.8333.323.453.583.04
5.201613.06.20162.732.7333.263.483.52.93
4.201611.05.20162.772.792.973.383.413.512.97
3.201611.04.20162.822.753.143.353.423.423.01
2.201611.03.20162.892.83.063.283.423.393.06
1.201611.02.20162.692.492.733.183.153.222.85
12.201511.01.20162.482.332.662.933.053.092.66
11.201511.12.20152.382.222.552.93.013.052.58
10.201511.11.20152.422.162.542.8533.062.58
9.201512.10.20152.312.012.382.752.92.952.47
8.201511.09.20152.211.872.292.652.922.92.37
7.201511.08.20152.051.772.162.552.732.772.21
6.201512.07.20151.91.692.012.292.552.592.05
5.201511.06.20151.751.7722.262.452.571.96
4.201511.05.20151.851.812.142.372.592.672.06
3.201513.04.20151.861.852.22.472.712.792.12
2.201511.03.20152.121.852.242.542.792.842.29
1.201511.02.20152.371.852.242.582.792.872.44
12.201412.01.20152.171.812.142.542.772.892.3
11.201411.12.20142.011.612.142.632.792.942.21
10.201411.11.20142.071.722.182.62.893.022.24
9.201412.10.20142.171.752.262.732.93.052.33
8.201411.09.20142.031.672.252.732.943.052.25
7.201411.08.20141.991.612.242.722.963.082.22
6.201411.07.20141.921.572.252.712.993.212.18
5.201411.06.20141.961.652.282.813.083.252.23
4.201412.05.20141.951.762.382.893.143.322.26
3.201411.04.20142.041.722.482.973.223.42.34
2.201411.03.20142.161.792.533.073.313.432.43
1.201411.02.20142.141.892.473.073.293.462.42
12.201312.01.20142.182.072.573.173.363.542.49
11.201311.12.20132.272.032.733.33.463.62.54
10.201311.11.20132.252.032.673.233.43.662.43
9.201311.10.20132.211.922.513.033.273.552.27
8.201311.09.20132.111.742.282.873.153.232.15
7.201312.08.20132.141.722.32.723.223.282.17
6.201311.07.20132.071.752.242.753.173.162.1
5.201311.06.20132.021.792.172.693.233.362.07
4.201312.05.20132.161.912.262.773.263.452.2
3.201311.04.20132.222.042.32.83.293.432.27
2.201311.03.20132.272.012.292.73.263.422.31
1.201311.02.20132.32.042.312.813.293.482.34
12.201211.01.20132.372.132.42.963.483.722.42
11.201211.12.20122.392.132.513.093.443.652.43
10.201212.11.20122.42.312.413.083.423.612.44
9.201214.10.20122.422.232.513.053.423.662.45
8.201211.09.20122.382.262.353.033.463.522.42
7.201212.08.20122.542.362.43.083.483.622.56
6.201211.07.20122.642.42.443.173.533.572.65
5.201211.06.20122.642.462.533.23.573.632.67
4.201211.05.20122.752.592.663.343.623.712.77
3.201211.04.20122.92.72.723.373.653.772.91
2.201212.03.20122.982.812.793.413.733.822.99
1.201213.02.20123.092.842.843.573.73.893.08
12.201111.01.20123.173.0533.533.873.923.19
11.201112.12.20113.33.233.113.63.873.883.31
10.201111.11.20113.273.353.073.643.854.023.31
9.201111.10.20113.23.313.123.663.883.963.25
8.201112.09.20113.123.223.163.713.874.133.19
7.201111.08.20113.013.093.123.653.84.133.08

אם אתם מהאנשים שחשוב להם לדעת שהם מקבלים את העסקה הטובה ביותר, אנחנו בדיוק מה שאתם מחפשים.

  • אנחנו חוקרים לעומק את הצרכים שלכם כדי להתאים לכם את מסלול ההלוואה היעיל ביותר עבורכם.
  • אנחנו מכירים כל טריק ופרצה בעולם המשכנתאות הישראלי וננצל אותם לטובתכם.
  • אנחנו נעשה מכרז מחירים בין הבנקים ונרוץ עם העסקה שלכם מסניף לסניף עד שניהיה בטוחים שאי אפשר להשיג ריביות יותר נמוכות.
  • זה יחסוך לכם עשרות עד מאות אלפי שקלים.